■ Main Features
1. Easy Login
– You can log in to Yuucho Direct using biometric authentication or a six-digit passcode with the “Yucho Authentication App.”
2. Convenient Money Transfer
– By using biometric authentication or a six-digit passcode with the “Yucho Authentication App,” you can transfer money with Yuucho Direct without using a one-time password (authentication with the Yuucho Authentication App is required when transferring money using the Yuucho Passbook App).
3. Reliable Security
– Identity authentication is performed using authentication information registered on your smartphone, preventing traditional password theft and unauthorized access by third parties.
■ Notes
– To use biometric information from your device, you must first register your biometric information on your smartphone.
– When using Yuucho Direct, once you register your authentication information, authentication will switch to this app. One-time password authentication using tokens will no longer be available and cannot be reversed.
– To verify your identity, an identity verification code will be sent to the phone number registered to your account. Please register in an environment where you can receive notifications.
– When you register, your identity will be verified (eKYC) by reading the IC chip on your identification document and taking a photo of your appearance. You can use the app even if you do not complete document-based identity verification (eKYC), but some services will be restricted.








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